Wondering what money to use in North Cyprus? Here’s your complete guide to Turkish Lira, euros, exchange tips, card use, and even where you can pay with Bitcoin or use crypto exchanges. Investra.io
Traveling to the Turkish Republic of Northern Cyprus (TRNC)? Whether you’re planning a road trip through Kyrenia or a beach escape in Famagusta, it’s essential to understand how money works on this unique island.
Here’s everything you need to know about currency, payments, and even crypto options in North Cyprus.
🇹🇷 What Is the Official Currency in North Cyprus?
North Cyprus officially uses the Turkish Lira (₺ / TRY).
All prices in stores, restaurants, hotels, and services are generally listed in lira.
However…
💶 Can You Use Euros in North Cyprus?
Yes—euros are widely accepted, especially in tourist zones. But:
- The exchange rate offered in shops may not be favorable
- You might get your change in lira
- Better deals are available if you pay directly in Turkish Lira
🏧 Where to Get Turkish Lira
✅ 1. ATMs:
Available almost everywhere. They accept most international cards, and you can withdraw Turkish Lira directly.
Check if your card provider charges foreign transaction fees.
✅ 2. Exchange Offices:
Currency bureaus are common in city centers and near border crossings. They offer competitive rates, especially for euros, pounds, and USD.
💳 Can You Use Credit/Debit Cards?
Yes—credit and debit cards are accepted at most:
- Hotels
- Restaurants
- Petrol stations
- Supermarkets
But for local markets, dolmuş (minibuses), or street food vendors, carry cash in lira.
💡 Contactless payments like Apple Pay and Google Pay work in many modern businesses, but not all.
₿ Bonus: Can You Use Crypto in North Cyprus?
Surprisingly, yes—crypto is slowly becoming a niche payment option in some parts of North Cyprus:
🪙 Crypto Highlights:
- Some cafés, bars, and digital nomad-friendly spots in Kyrenia and Lefkoşa now accept Bitcoin (BTC) and USDT via QR payments.
- A few crypto exchanges and OTC desks operate discreetly in cities, mainly serving expats and digital workers.
- You can find crypto ATMs or brokers through apps like CoinATMRadar or local expat groups.
⚠️ Crypto is not regulated officially in the TRNC. Always use caution and confirm payment options in advance. northcyprusinvesting.com, Investra.io
🛂 Currency Tips When Crossing from South to North
- South Cyprus uses the euro (€)
- North Cyprus uses the Turkish Lira (₺)
- Bring cash or cards; exchange offices are available near checkpoints
- Don’t rely on being able to use the same bank card across both sides unless your bank allows international use
🧾 Price Examples (as of mid-2025)
| Item | Price in Lira (₺) |
|---|---|
| Local meal | 250–350₺ |
| Turkish coffee | 30–50₺ |
| Taxi ride (5 km) | 150–250₺ |
| 1-night hotel (mid-range) | 1200–2000₺ |
Tip: Use a currency converter app to check real-time exchange rates before you pay.
💼 Summary Table
| Question | Answer |
|---|---|
| Official currency? | Turkish Lira (₺) |
| Can I use euros? | Yes, but not ideal |
| Can I use crypto? | Yes, in a few places |
| ATMs and cards? | Widely available |
| Exchange rate tips? | Use bureaus, avoid hotel desk rates |
✨ Final Tips
- Exchange money in the North for better rates
- Use Turkish Lira for best value
- Keep some cash for small purchases
- Use crypto cautiously in approved places
- Always double-check payment options in smaller villages
North Cyprus offers a mix of modern convenience and old-school charm—and being prepared with the right currency (or even some digital assets) will make your travel experience smoother and smarter. northcyprusinvesting.com, Investa.io