Explore the real Cyprus cost of living in 2025. A complete guide for residents and expats with housing, food, healthcare, utilities, and lifestyle costs in North Cyprus.
Introduction: Why Cost of Living in Cyprus Matters
For anyone considering relocation, retirement, or investment, understanding the Cyprus cost of living is a top priority. Cyprus — and especially North Cyprus (TRNC) — is increasingly popular among expats for its affordability compared to much of Europe. With beautiful beaches, a Mediterranean climate, and a welcoming lifestyle, it’s possible to live comfortably without overspending.
Housing & Accommodation Costs
Housing is often the biggest factor when calculating Cyprus cost of living.
- North Cyprus: Rental prices are significantly cheaper than in the south or in other European countries. A one-bedroom apartment in Kyrenia or Famagusta can cost between €300–€500 per month.
- Buying Property: North Cyprus offers excellent opportunities for affordable real estate, often at a fraction of European prices.
Food & Grocery Expenses
One of the joys of living in North Cyprus is access to fresh and inexpensive food.
- Groceries: Local fruits, vegetables, and seafood are very affordable.
- Dining Out: A meal in a traditional restaurant can cost as little as €8–€12 per person.
Expats often find that food quality is higher and costs lower compared to Western Europe.
Utilities & Internet
Monthly utilities in North Cyprus are moderate:
- Electricity & Water: €80–€120 (depending on usage).
- Internet: Around €25–€35 per month with good connectivity in urban areas.
Transportation Costs
- Fuel: Cheaper compared to most EU countries.
- Public Transport: Limited but very affordable (local buses/taxis).
- Car Ownership: Many expats prefer to buy a car for convenience.
Healthcare Expenses
Healthcare in North Cyprus is affordable and of good quality.
- Private Clinic Visit: €20–€40.
- Specialist Consultation: €40–€60.
Private health insurance is optional but recommended for long-term residents.
Lifestyle & Entertainment
Enjoying life in Cyprus doesn’t break the bank:
- Gym membership: €30–€50/month.
- Cinema ticket: €5–€7.
- Night out: Dinner + drinks for two can be under €40 in North Cyprus.
Average Monthly Budget in North Cyprus
Here’s an approximate breakdown of monthly living costs for one person:
- Housing (rent): €350–€500
- Food & Groceries: €250–€350
- Utilities & Internet: €100–€150
- Transport: €100–€150
- Leisure & Extras: €100–€200
👉 Total: €900–€1,300 per month for a comfortable lifestyle in North Cyprus.
Final Thoughts
The Cyprus cost of living makes the island an attractive destination for expats, retirees, and digital nomads. In particular, North Cyprus offers excellent value for money, allowing residents to enjoy a high quality of life at a fraction of the cost compared to many European countries. northcyprusinvesting.com, Investra.io